Walmartone Wire Associate Official Login At

WalmartOne Portal is the Dedicated Portal for the Walmart Employees. With the Walmart Associate Profile, Walmart employees can View their Work Schedules, Past Paystubs, New Job Openings, and Schedules Check the latest news, Update Regarding the Stores and take other Walmart benefits.

Walmart is one of the largest Grocery Retailers all around the World. Walmart Store is the American Multinational Store Corporation that Operates the Chain of the hypermarket, Discount Department Stores, and Grocery Stores. The Company is located in Bentonville, Arkansas, and was founded by Sam Walton in the Year 1962 and incorporated on October 31, 1969.

There are almost 2.3 Million Employees working in all Walmart stores which are located worldwide. And for those Employees or Associates, Walmart has designed an Online Portal which helps the Employees in various ways.

Walmart Inc. is the Publicly Traded Family-Owned Business, as the company is controlled by the Walton Family. Sam Walton’s heirs own over 50 percent of Walmart through their holding company, Walton Enterprises, and through their individual holdings.

Walmart Inc. is the largest grocery retailer in the USA, and 62.3 percent of Walmart’s US $478.614 Billion Sales came from U.S. Operations. Walmart has 11,695 Stores and Clubs in 28 Countries across the World.

Accessing your Walmart Paystubs and Work Schedules Online through the WalmartOne Website mainly entails Going to the Portal, Clicking to indicate that you want to Login by providing your User ID and Password.

After managing to Login into WalmartOne Website Only you need to click on the Link for the Specific Resource that you’re going to Join and you would be Able to Access that Resource straightaway.


About WalmartOne

WalmartOne is the Online Web Portal for Walmart Employees and their associates. With WalmartOne Account they are able to check their work schedule, Pay Stubs, and many more. It also helps Employees and their Associates to Connect with Each Other and Employees are able to know and View their Walmart Employee’s Company News.

All the Employees of Walmart who have to access the Web Portal can also follow their Application that is available for Android, iOS, and Windows Devices. And People who are using their Official Web Portal or Mobile Apps are able to give their feedback and complaints, and the employees from the Walmart Company using the Walmart services know their policies pay stubs, and you know your work status you can apply to your leaves and you will get day worksheets.

Benefits Of WalmartOne For Employees or Associates

Walmartone can be used by the associated for the below benefits as Associates When they visit

  • WalmartOne Collect Your Personal Information about Associates when they sign up for an Account, Enroll in Benefits, or Create a Profile. The information they collect may include Name, Email Address, Date of Hire, Date of Birth, Social Security Number, Interests, Hobbies, Videos, Pictures, or Other Personal Information which You Provide.
  • WalmartOne Associates also wish to Provide Personal Information when they add Information to Your Profile, Post a Message, Comment on the site, contact Customer Service, or Send a Message to Another User, the site administrator, or other Recipient.
  • They will Collect Information such as Name, Address, and Payment Information when the associates place an order through the Spark Shop.  The Spark Shop allows associates to purchase Walmart branded items through the website.
  • They will Collect Information About You When You Respond to polls or Install Widgets.

Walmartone Login

WalmartOne Login is the Online Portal for the Employees and their Associates who are Working in the Walmart Company. with WalmartOne Account they can Work Schedules Paystubs and many other helpful options. It also helps Employees and Associates to connect with each other and employees should Know, and check Company News. is the official web portal through which Staff members can sign in with their Username and Password in order to Access Relevant Job Information Including Job Information, Pay Stubs, Shift, Work Schedules, and Sign up for Benefits Health Plans.

WalmartOne Login: Online Associate Login For Employees

The Walmart Associate Portal also Known As WalmartOne, is an excellent source of various details related to Employment such as WalmartOne Login, Walmart Work Benefits, Tax Information, Daily/Weekly Time Table, and more.

If you’re a New Walmart Employee and want to avail the Services Provided by Walmart to its Associates through their Online WalmartOne Portal. Then Employee needs to Create an Online Account at Your WIN Number is needed for the Walmartone Registration.

WIN is the Walmart Identification Number. It can have the Worker’s Date of Employment and Other Personal Information. It’s not just like your Login Details from the Walmart Wire. WIN is made up of the number 41, which is followed by a Personal Number.

If you have trouble Looking for your WIN Number then you need to check it on Your badge by utilizing a barcode Scanning Application.


What Things you can Do at the Walmart Associates portal at

  • You can View Your Walmart Paystubs By using the WalmartOne Portal.
  • Also, You can easily check Your Work Schedule, Benefits Information.
  • You can also Update your Walmart benefits Details.
  • Associates Or Employees can view Walmart Company Official News.
  • You can also update your Walmart direct deposit details.
  • Walmart employees can also view their Tax Information, Including Your W-2 Forms.

WalmartOne Sign-Up Or Registration Process For New Employee

If you are a Walmart Employee and new to Walmartone Login then this is for you About How to Register on the Walmart Website.

As you already know, you need to be Required to Provide the WalmartOne Identification Number or WIN at the Time of the Walmartone Registration/Sign Up.

You can complete the WalmartOne Login Process only if you have WIN. You may obtain it from your supervisor or manager if you haven’t already received WIN. Usually, WIN is assigned once you have received the first Paycheck with the Company.


  1. Walmart Identification Number (WIN).
  2. Your Birthday.
  3. Hiring Date.
  4. Your Email Address.
  5. PC, Laptop, Smartphone.
  6. Internet Connection/ WIFI Connection.


Here Below We’re providing the Complete Step by Step Process of WalmartOne Sign Up/Registration:

  • At First Open Your Web Browser. (i.e Google Chrome, Internet Explorer, Safari, Mozilla Firefox, etc.)
  • Now Go to the Official Website of WalmartOne or else click on this official website (
  • After the page loads completely navigate to the New User Registration Option.
  • Now Here You need to provide Your Personal Information including your WIN Number.
  • After that, you need to provide your Email Address and you need to set your preferred language.
  • And after entering all the details click on the Submit Button.
  • You can review the Details You Entered. If everything is correct then click on the “SUBMIT” Button.
  • Then you need to follow the on-screen instructions which appear on the subsequent pages and complete the Registration Process.


WalmartOne Login Or Sign In Process For New Employee

If you already have an account on the Walmart online Employee Portal, named as Walmart One Login, you just need to complete the following steps to access your account successfully.


  1. Walmart User ID
  2. Walmart Password
  3. PC, Laptop, or a Smartphone
  4. Internet Connection/ Wi-Fi Connection


Here Below We’re providing the Complete Step by Step Process of WalmartOne Login/Sign In:

  • First, Visit the WalmartOne Website in Order to Access your Online WalmartOne Login Page and Your WalmartOne Associate Account.
  • Once you have accessed the online website through the link given above, here You Need To Enter the Username which you chose while making your Walmart account.
  • Now Enter the Password for Your Account that you set while Signing up.
  • Finally, You have Successfully Accessed your Walmart One Account through WalmartOne Login Page.

Can’t Login? WalmartOne Login Password Recovery Process-

If you’re facing trouble when Login To WalmartOne because you have forgotten Either Your User ID or Password, you don’t need to Worry because you can easily Recover it. Here Below we’re providing the complete Step by Step Guide for WalmartOne Login Password Recovery :

Steps To Recover Walmartone Forgot Password:

  1. Press Either the “Forget User ID?” or “Forget Password?” Options.
  2. Now Enter your Email Address Which you used during your Account Creation.
  3. Now Fill the Captcha According to Shown characters.
  4. Now Your User ID and Password Reset Link will be sent to your Email Address.
  5. In Order to Reset your Password Click on the Reset Link and Create your New WalmartOne Login Password.

Steps To Recover Walmartone Forgot Username:

  1. In Order to Recover your Walmartone Username, you have to visit the Login Page.
  2. After Going to the Login page, now you have to search for the Login Details.
  3. Below the Login Details, you will find the Forgot User ID option.
  4. With that, the Portal will take you to the Next Page.
  5. Unlike Password Recovery, you have to Enter the Email Address that you have Provided during the Sign-up Process.
  6. Now Enter the Captcha in the empty blank.
  7. After entering the Captcha, Click on the Option “Go”.
  8. That’s it, with that step the portal will send you your Walmart User ID.

Note: If You’ve any Problem with Login then Just Email Your Username to [email protected] and explain the problem. Support can reset your WalmartOne Account. You can also call the WalmartOne Support Phone number on 1-800-421-1362.

WalmartOne Login Through Mobile: Using WM1 App-

Associates or Employee of Walmart is able to Access their WalmartOne Account through the Mobile App which is known as WM1 App. Here Below is the Complete Step by Step Guide For WalmartOne Login through Mobile Devices:

  1. At First Visit to the WalmartOne Official Website i.e Or The website is made to fit the size of your mobile screen.
  2. Now Type in your WalmartOne Login Credentials.
  3. Now Tap the Sign-in Button to Finish the Login Process and Access Your Account.

Android Users-

Walmart Associates who are using the Android Mobile Devices need to Download the WM1 App from the Play Store. Walmart Employees need to Search and Install the official WM1 App in the Play Store.

WalmartOne Mobile Login For Android Users:

The WM1 Login Process for Android devices is quite similar to the Apple one. Here’s what you’ll have to do to access your account using the WM1 app for Android.

  1. Go to Google Play Store and Download the WalmartOne app for Android devices.
  2. Now Install the WM1 App.
  3. Tap the WM1 icon.
  4. Now Write your WalmartOne Username And Password in the appropriate fields.
  5. Tap the Login Button to access your account.

iOS Users-

Walmart Employees who are using the iOS Mobile Devices are able to Download the WM1 App from the iTunes App Store. Walmart Associates are also able to Search and Install the Official WM1 App which is available in iTunes App Store.

WalmartOne Mobile Login For Apple Users-

If you have an Apple mobile device, this is how you can use the WalmartOne mobile app.

  1. Visit iTunes and Download the WalmartOne App WM1.
  2. Allow the WalmartOne app to install its updates. This may take a couple of seconds.
  3. Tap the WM1 App Icon.
  4. Type in your WalmartOne Login Credentials.
  5. Tap the sign-in button. You should now have access to your WalmartOne Paystub, Schedule, and Other work-related info.

After Installing the WM1 App Walmart Associates need to Login into their WalmartOne Account in Order to Access and Manage their Pay Stubs, Schedules, etc. from their Mobile Device.

If the WalmartOne Account is not Created or Registered before then the Employees may also Need to Register the Account in WalmartOne (through WM1 App only) before logging into the account.

Video Tutorial About WalmartOne Login –

Access to Walmartone Associates-

Walmart Associates or Employees may have various Choices with respect to your Information.

  • Walmart Associates have the right to Modify most Information in Profile at any time, however, some information in the Profile cannot be changed.  For example, although you can change your First Name, you cannot change your Last Name in your profile.
  • One can choose to make the profile “Private” in which case other users will not be able to see your profile. If your Profile is marked as “Private” you will be able to access content on the site.  However, you may not be able to post any Content to the site.
  • Once you post content, you cannot modify the content unless you contact the site administrator.
  • You will have access to your benefit choices.  You may choose to modify these choices through the enrollment process or throughout the year as defined by enrollment guidelines.

WalmartOne Schedule And Online Paystub –

Accessing your Walmart Work Schedules and Online Paystub through the Walmart Website mainly entails visiting the WalmartOne website, Clicking the WalmartOne Login by providing your User ID and Password. After managing to Log Into the WalmartOne website you only need to click on the link for the specific resource you’re interested.

What Things Did You need to Have the Walmart Paystub And Work Schedule Online?

In Order to Access your Walmart Paystubs and Work schedules Online through the WalmartOne Website, You need to have your Personal Computer along with an Internet Connection. Also, you need to have Registered on the WalmartOne/myWalmart Website: the Registration Process being the one that culminates in you getting the WalmartOne user ID and the WalmartOne Password that you’d then be using to log into the site.

Steps You need to follow, to Access Your Walmart Paystubs and Work Schedules Online –

  • At First, Go through the browser application on your computing device and Enter the Address for the WalmartOne Website into the said browser application. The application will then transfer you to the WalmartOne website. The address in question, which you can use to get to the WalmartOne website is indicated below, in the ‘links to help you’ section.
  • When you get to the WalmartOne website’s homepage, focus your attention on the top right-hand corner: where you will notice a ‘Login’ link. Click on the said ‘Login’ link.
  • On the screen that you are transferred to upon clicking on the ‘Login’ link, as required, enter your user ID and your password (into the respective text entry spaces), then click on the ‘Login’ button.
  • Once you are logged into WalmartOne, navigate around the site by clicking on the relevant (self-explanatory) links. That way, you will be able to access your paystubs, your work schedules, or whichever other personal, work-related resources you happen to be interested in.

Steps To View WalmartOne Paystub Through WM1 App-

You can easily check the Walmartone Paystub Online or through the WM1 app.

  • At First Login to your WalmartOne Account using the Credentials, you created during your Registration. You can sign in on the app or at
  • Here You’ll be able to Find the Paystub Option right on the homepage of the WalmartOne Paystub portal or on the home screen of the app.
  • WalmartOne lets you view the recent, past, and archived paystubs. You can open the paystub within the browser.
  • However, if you need it for later use, you may have it sent to your email address. Also, you can download it directly on your computer or mobile phone.
  • WalmartOne will also Send the summary of your Paystub as a text message. Please note that the text messages may not be free and you may be charged a fee by your career.
  • By looking at your WalmartOn Paystub you can figure out what you are being paid for and what is being Deducted. It lets you see your net pay, gross pay, Paystub Cycle, Date of Pay, Taxes, and Other Deductions.

WalmartOne Schedule-

As the Walmart Employee or Associate, You need to Stay up to date on the Schedule. This makes sure you are at work on time and You are also able to manage your time better.

You can easily check Your WalmartOne Schedule on the Website and WM1 App. The schedule is Categorized by day, Current week, and Month.

Steps To Know Text or E-Mail Notification Of WalmartOne-

If you would like to be notified through e-mail or text, here are several of the things that one could do:

  • At First Log into then click the “Paystub portal” button.
  • After picking e-mail and text messages, you select any of the following choices:
  • Now Send an e-mail when the Paystub becomes Accessible.
  • Now Send a Text Message when the Paystub becomes accessible.

WalmartOne PTO (Paid Time Off)-

PTO gives Walmart Associates control over your time off and flexibility in how you choose to use it. with PTO you can plan ahead for holidays or Family Events. and If you don’t use it all at the end of the Plan Year and employees’ extra PTO will Return into Cash.

How Do I Earn PTO?

Walmart associates can earn PTO hours based on their Job Status, how long they’ve been with Walmart, and the number of services hours they’ve Logged. You can see the time off you’ve Earned each Pay period and you can use your PTO as soon as you Earn It.

How Do I Check My PTO?

The only way to check PTO time is on the GTA portal on the wire. Also, your PTO time and any other time such as Personal will show up on your Paystub too.

What Is The Duty Of Walmart Associates? collaborates with Capitol Advantage to provide the Walmart Associates the Ability to Research issues, Communicate with Candidates and Elected officials along with share Information about issues, Candidates, and Elected officials with their Friends. The Personal Information Walmart may receive from this provider is limited to the following.

  • When You’ve to choose the Post a Story to be viewed by other associates.
  • When you’ve to choose to Provide Your Information to become an advocate through the Action E-List.
  • When content is reported as inappropriate by another user or recipient as outlined in the monitoring section.
  • When it is legally required to be disclosed, such as by court order.  In addition, Capitol Advantage may provide to Walmart aggregate information about the usage of the site that does not identify you personally.

Aside from these limited purposes, Walmart does not receive personal information from Capitol Advantage.  For example, if you send correspondence to a legislator through Capitol Advantage, Walmart would not receive a copy of that correspondence.

Frequently Asked Questions (FAQ) –

Question : How can I contact Walmartone?
Answer : The phone number for Walmart employees to call for assistance is (800) 421-1362.
Question : How to change the address on Walmart wire or Walmartone?
Answer : You cannot change the details online, you can only view them. Just go to the personnel and tell them directly regarding the change, they’re the ones who can assist you get that changed in the system.
Question : How to access the Paystubs?
Answer : You can access using both the mobile app and from the desktop. To do so, login to your account and then click on “Money“. Under that, you can see the “Paystubs” option, click on that and enter the security question if prompted to access the details.
Question : How to find the WIN number to login Walmartone?
Answer : Look at the barcode on the back of your name Badge and the WIN code will be right next to it. Note it down and use it wherever necessary.
Question: What if I forget my username or password?

Answer: Visit the login page and click the “Forgot User ID?” or “Forgot Password?” link. You can request that your username is emailed to you, or reset your password using your security questions. If you no longer have access to the email address that you registered with, or if you do not know the answers to your security questions, call our service team at 800-421-1362.

Question: What if I forget my WM1 app PIN?
A: Open the WM1 app, and select “username login”, then log in with your username and password. Once you log in, select the menu, then “settings” and “setup PIN number”.

Question: When I try to register, why do I see the error, “User not found”
: The information that was entered doesn’t match what’s in our system. If you believe that the information that you are entering is correct, please contact your Personnel Manager or HR Representative to verify your hire date and WIN.

Question: What if I’m new to the company, or newly re-hired?
 You will not be able to register an account until your information has been entered into all HR systems. This is usually a few business days but can be up until after you receive your first paycheck. If you are a re-hire and were registered with earlier, you will need to register again, as your old account will have been closed. 

Question: What browser works best with WalmartOne?
A: Google Chrome or Mozilla Firefox is highly recommended.

Question: What if I can’t view my schedule?
Answer: Check the Schedule FAQ for help (you’ll need to log in).

You can find More details Guide & information About the Walmart Employee Portal at the main WalmartOne website, In the Education and Career Category, you will find some Learning Resources, as well as useful advice about Walmart Careers. For more Details about Walmart Jobs and Walmart Career Opportunities, you can visit the Website,
Here in this tutorial, We have covered all Available Platforms and Devices related to WalmartOne Login. We hope that Your Walmart Career will go longer and best wishes for the future. If you think that some things are missing you can, share your thoughts in the comment section.

Useful Links-

Walmart Gift Card Balance: Steps To Activate And Check Online At

Walmart Gift Card Balance: Gift Cards are the alternative way of sending presents to the recipients. At the time of Holidays or special occasions, everybody wants to send Gifts, Presents to their beloved ones.

So Instead of spending your valuable time in Shopping malls, you can send them Gift Cards. These Gift Cards are the prepaid Stored value money Cards usually issued by a Retailer or Bank to be used for Buying within a particular Store or related business.

A gift card is a Payment card on which there is already a Fixed Amount. This amount of money is available for Purchases. When you first used your card it’s Activated and after using your card it will become non Active. Walmart Gift Cards are an outstanding option for its Users.

You can get Walmart Gift Cards just by visiting Walmart Stores and Asking the Representative to Apply. They will provide you with the Walmart Gift Cards Application Form and after filling that Application Form just send them and You will receive your Walmart Gift Card after 7-10 Working Days.

Walmart Gift Cards can also be Purchased Online from the sellers. There are Gift Cards Available in the denomination of $10.00 to $500.00. You can get different kinds of Gift Cards which can be used on different occasions.

The types of gift cards are Safety Walmart Gift Card, Health & Wellness Walmart Gift Card, Flowers Walmart Gift Card, Appreciation Walmart Gift Card, Balloons Walmart Gift Card, Father’s Day Super Hero Walmart Gift Card, Reloadable Walmart Gift Card, Sports Walmart Gift Card, Wedding Rings Walmart Gift Card, Congrats Text Gift Card, Gas Pump & Cart Gift Card and Many More.

Walmart Provides Discount Offers occasionally and Normally it offers 6.7% off on Gift Cards. A Walmart Gift Card lets you Buy anything from its stores or Online website as it works just like cash. Through it, You can buy Clothing, Footwear, Home Decor, Groceries, Appliances, and almost everything used in homes.

Walmart is the Discount Store that carries many Products. Lots of Walmart Stores also have their Grocery Sections where you can Get Frozen Food, Milk, Meat, and More. Electronics section Of Walmart Offers Computers, Cameras, Camcorders, iPods, Mobile Phones, and more.

The Office Section Of Walmart Contains Office Supplies and Furniture. Walmart has DVD movies, music, and books, too. They also sell furniture, patio decor, and other items for the home. Walmart also has affordable clothing and shoes for Men, Women, and Kids. Walmart also carries Baby & Toddlers Items which include Cribs, Baby clothes, high chairs, Baby Bedding, Car Seats, and More.

There are also Offers Toys Such as Stuffed Animals, Dolls, and Blocks, and Games available as board games or Video Games. They have a fitness section that includes home gym equipment as well as gear for team sports like Baseball, Basketball, and Football.

Walmart also has automotive supplies such as Car Seat Covers and Floor Mats. There are Gardening supplies available as well as Potting Soil, Planters, and Weed Killers. The health and beauty section carries Fragrances, Vitamins, Bath Soap, Makeup,  Personal Care Supplies, First Aid Supplies, and More.

Most Walmart Locations have a Photo center to pick up prints of your pictures. They also have a Pharmacy in-store so you can Get Your Prescriptions and Shop.

Walmart Gift Card

Walmart Gift Card-

Walmart Gift Cards are the Perfect Gifts for anyone you have in Mind. Walmart Gift Cards are never expired and can be redeemed for millions of items through any store or Online.

Whenever someone wants to use their Walmart Gift Card in Order to Purchases Electronics, Clothing, Toys, homes, or Foods, Walmart Gift Cards have the Right Choice and Power to get whatever Gifts they need.

How to Register Walmart Gift Card?

Are you Walmart Gift Card Holders? if you have recently got your Walmart Gift Card and want to Register your Walmart Gift Card then you need to follow some steps given here.

  • First Vist to the Official Website of Walmart 
  • Now Find the “Register” Option in the Header of the Website
  • Now Click on the “Register” Option
  • Now Click Your Required Details
  • After Entering all Details Your Walmart Gift Card Registration will be Completed.

walmart gift card registration

How To Activate a Walmart Gift Card?

When you will receive your Walmart Gift Card and after registration of Your Walmart Gift Cards You will Receive one Email along with the Password that you have to use to Activate Your Card. Here are the Complete Steps To Active your Walmart Gift Card:

  • First, Visit the Walmart Gift Card Website
  • Now Find the Walmart Gift Card Option.
  • Now Click on that Option and a New Window will Open on your Screen
  • Now Click On the “Activate New Card” Option.

How To Check Walmart Gift Card Balance?

Once you have Activated your Walmart Gift Cards the next Step is to Check Your Walmart Gift Card Balance. In Order to Check Your Walmart Gift Card Balance, You need to Open the Walmart Official Website and Click on the “Gift Card” Option which is available on the right-hand sidebar under the Menu Option.

Now Click on that Option and Find “Check Gift Card Balance”, which is available under the Gift Card Option in the Header. The New Window will Open on your Screen where you will add your 16 Digit Card Number.

Here below are the following steps in which you can Check Your “Walmart Gift Card Balance” Online.

walmart gift card balance online

Check Walmart Gift Card Balance online-

  • Step 1: Log in to the Walmart website.
  • Step 2: Enter the Walmart Gift Card Number.
  • Step 3: Enter the 4 Digit Pin Number.
  • Step 4: Click Here to go to the Website

Check Balance

Walmart Gift Card Balance Check by Call-

Walmart also has a Facility for their Customers To Check their Gift Card Balance through Phone Calls. Here is the Walmart Phone Number where you can confirm your Walmart Gift Card Balance by providing the 19-digit card number followed by the Security PIN.


Walmart Gift Card Balance Check by Directly Visit in the Store Near You-

Click below to find the nearest Walmart store to check the gift card balance.

Nearest Store

How To Manage Walmart Gift Card?

After Successfully Login Into Walmart Gift Card Website now you are able to Manage your Walmart Gift Card. Here below is the Complete Step by Step Guide for Managing Your Walmart Gift Card Online.

  • First Obtain Your Walmart Gift Card from either a Walmart Store or through the Online website.
  • Now Scratch off the card’s Silver scratch-off area with a coin or your fingernail. Scratching it off should reveal a 16-digit Gift Card Number and a 4 Digit PIN. You’ll need both the Numbers to Enter these Cards into their system.
  • Now Navigate to the Walmart Official Website in your Web Browser and Sign in with your Walmart online credentials.
  • Now Click the “Gift Card/Bonus Offer Balances” Link from about the center of the page.
  • Now Click the Add a New Gift Card link from the area just above the label to the section that contains any other gift cards that might have been added to your account in the past that you might have forgotten were in there already.
  • Enter the card number from the back of the new gift card into the Card Number field and enter the 4-digit pin into the PIN field.
  • Now Click the Save Button.
  • Now Verify if the Gift Card has been added correctly and has the Balance you included at the Register showing up on that page displaying all your Walmart Gift Cards.

Final Verdict

Well !! Here on this Page, you have learned about Walmart Gift Card Balance Check Process. It is actually quite simple and easy to know if you have a balance on your card.